Home Insurance That Keeps You Protected
- Affordable Plans Starting at $29/Month
- 24/7 Support - We’re Here When You Need Us
- Instant Quotes - No Waiting, No Runaround
98%
Claim Success Rate
What Our Home Insurance Covers
Dwelling Protection
Coverage for your home's exterior structure against damage from fire, storms, and other covered events. We repair or replace damaged structural elements to help restore your home.
Liability Coverage
Coverage for any injuries sustained by someone else as a result of being on your property or an accidental injury to your neighbor's property. When you have a claim, you will have ample funds to compensate the injured party for their lost income and medical expenses.
Personal Belongings
Coverage for your belongings (furniture, electronics, clothing, etc.) for damage or loss caused by various types of accidents (theft, fire, etc.), both in and out of your house.
Loss of Use
Coverage for living expenses if you cannot stay in your house for whatever reason after a covered loss; we will pay for your temporary housing while repairs are being made to your home.
Insurance Solutions Designed for Every Home
We provide a variety of coverage options to suit the needs of every homeowner, especially those who are new to home ownership.
Protect Your Home & Your Finances
Coverage When Your Structure Takes a Hit
Full Coverage, Zero Surprises
Everything You Own, Covered
When Others Aren't Covered, You Still Are
Insurance Solutions Designed for Modern Life
Fast Claim Processing
Our claims staff is available 24 hours a day, 7 days a week—and they get back to you FAST. So when you experience a loss at home, you won't be waiting weeks for your questions to be answered.
Affordable, Flexible Premiums
We have home insurance plans for a variety of budgets, ranging from basic dwelling protection to complete full coverage and everything in between to fit the needs of your family and home.
Expert Guidance, Always
Our licensed specialists will help you through every part of the process, finding the best plan, filing your claims, etc., without any pressure or frustration.
Frequently Asked Questions
Home insurance generally protects the structure of your residence, belongings inside the home, liability from accidents that occur on your property, and costs associated with finding another place to live if you cannot live at home due to an insured event. The homeowners' policy we offer at Modern Insurance Group is easy to read and understand, so you know what is covered without having to pull out a dictionary and decipher some secret code.
We will make it as easy and fast as possible for you to submit a claim. You can do so online, by phone, or through customer support 24 hours a day, 7 days a week. Most claims will be acknowledged within 24 hours, and our claims department will follow up with you so that you do not need to chase them down for status updates.
We absolutely will! Every home is unique, whether you are looking at an apartment, townhome, single-family home, condo, or something rural. You may select your coverage limits, include riders for high-value items like jewelry or electronics, and you will select your deductible. We will help you create a plan that works for your life!
Yes, our staff is available around-the-clock, whether you need help on a Sunday afternoon or at two in the morning following a storm. We think that just as crises don't follow regular work hours, neither should your insurance support.
Secure Your Home With Trusted Insurance
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